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Executive Summary This white paper explores how human-in-the-loop oversight, required under GDPR Article 22, is emerging as a decisive factor for both compliance and competitiveness in the European banking sector. Drawing on published research analyzing AI governance in European banks (Goswami, 2025) and collaborative efforts between banks and cloud providers to develop common oversight…
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Governance practices rooted in credible frameworks and implemented through rapid audit-to-governance loops create the trust signals that buyers and regulators now demand. By adopting a minimum viable governance approach, companies can demonstrate readiness within four weeks, reduce sales friction, and position AI as a driver of revenue rather than a source of risk.